Free tool · Oklahoma

What you actually walk away with.

Most net sheets hide their assumptions. This one shows every line and lets you change it. Nothing here is a pitch. If selling it yourself is the right call, this will tell you that too.

Your numbers

Defaults are typical Oklahoma figures. Change anything that does not match your situation.

Look it up

Your address Oklahoma County only. Pulls your real assessed value and mill levy from the county, so the tax line is your actual number rather than an average.

The sale

Sale price

Mortgage payoffWhat your lender wires off at closing

Commission

Buyer's agentThe one most FSBO sellers find out about late. Set to 0 if you are offering nothing.

Your own listing agentZero, because you are selling it yourself

Oklahoma closing costs

Abstract continuationOklahoma is an abstract state. The 2026 state contract makes updating it the seller's expense.

Agreeing to buy the buyer's title policy?Under the state contract this is the buyer's cost, so it is off by default. Tick it only if you agree to cover it. Calculated from the tiered Oklahoma rate card:

HOA transfer or resale certificateThe state contract puts this on the seller

Documentary stampsSet by statute at $0.75 per $500. Calculated for you.

Escrow / closing feeOften split with the buyer

Recording the lien release18 dollars per instrument by statute, plus any lender release fee

Taxes and extras

Annual property taxFilled from the county if you looked your address up above

Closing dateProrated by day, the way a title company does it

Already paid this year's tax bill?Oklahoma bills in arrears. If you have paid, the buyer reimburses you and this becomes a credit.

Buyer closing costs you agree to coverPercent of price. Very common, often 1 to 3.

Home warranty, if you offer one

Repair credits from inspection

You walk away with

What would an agent have to get you?

Rather than guess whether listing is better, this solves for the break-even: the price an agent would need to reach for you to keep the same amount after paying commission. Whether that price is realistic for your home is the actual question, and comparable sales answer it.

Commission if you listedTotal percent, both sides

Want this run on your actual house?

Send the address and I will do it properly: real comparable sales, your actual tax figure, and your real payoff. You get the analysis whether or not you ever list with me.

How this is calculated. Documentary stamps are $0.75 per $500 of price or any fraction of it, set by Oklahoma statute 68 O.S. 3201. Under the 2026 Oklahoma residential contract the seller pays documentary stamps and the abstract continuation, while the buyer pays the title policy and attorney's opinion, so the title line is off unless you tick it. Abstracting rates are filed with the Oklahoma Abstractors Board and vary by company. Recording is 18 dollars per instrument by statute. Property tax is prorated by the months you owned the home in the closing year. This is an estimate to help you plan, not a title company's settlement statement, and it is not tax or legal advice. Your actual figures come from your title company at closing.